Webhook notifications
Webhook notifications will be sent each time there is an action being triggered from TOQIOs side.
Available webhook notifications:
Webhook type | Description |
---|---|
client-status-changed | Will be triggered when the status of a client is changed:
|
client-onboarding-status-changed | Will be triggered when the status of a client is changed:
|
user-invited | Will be triggered when a new user is invited to a company → onboardingStatus of user NOT_ONBOARDING |
user-joined | Will be triggered when a user is activated to log into the portal → onboardingStatus of user COMPLETED |
card-created | Will be triggered when a new card has been issued |
card-suspended | Will be triggered when a card gets frozen |
card-closed | Will be triggered when a card gets cancelled |
transaction-pending | Will be triggered when a transaction is created |
transaction-accepted | Will be triggered when a transaction gets accepted |
transaction-declined | Will be triggered if a transaction is failed or cancelled |
account-created | Will be triggered when a new account has been issued |
account-updated | Will be triggered when an account has been updated |
beneficiary-created | Will be triggered when a new beneficiary has been created |
beneficiary-updated | Will be triggered when a beneficiary has been updated |
beneficiary-deleted | Will be triggered when a beneficiary has been deleted |
Web-hook examples
{
"type": "client-status-changed",
"payload": {
"clientId": "62aae52e99e9450001ec6840",
"client": {
"id": "62aae52e99e9450001ec6840",
"externalId": null,
"externalAccountId": null,
"name": "Florence Lee",
"logo": null,
"viewAlertThirdParty": true,
"thirdParty": null,
"customerId": "TOQIO",
"superCustomerId": "TOQIO",
"legislationCountry": "GB",
"countryCode": "MK",
"clientType": "CONSUMER",
"kyxStatus": "NOT_STARTED",
"onboardingStatus": "NOT_ONBOARDING",
"kybDocuments": [],
"status": "LEAD", // Status that will launch this webhook
"registrationDate": null,
"shareholders": [],
"directors": [
{
"id": "62aae52e99e9450001ec6841",
"alias": null,
"firstName": "Florence",
"lastName": "Lee",
"phoneNumber": "11111111111",
"phoneCountry": "GB",
"intnlPhoneNumber": "+11111111111",
"onboardedAt": null,
"documentType": null,
"documentNumber": null,
"documentExpirationDate": null,
"documentIssuerCountry": null,
"appointmentDate": null,
"tin": null,
"locale": "en-GB",
"pushEnabled": true,
"email": "[email protected]",
"onboardingStatus": "NOT_ONBOARDING",
"kycStatus": null,
"truNarrativeLink": null,
"birthDate": "1955-01-04T00:00:00.000+0000",
"address": "66 Hannah Path",
"address2": "66 Hannah Path",
"postalCode": "BS23 3YE",
"city": "New Greg",
"country": "MK"
}
],
"organisationType": null,
"complianceBlocksStatuses": null,
"subOrganisationType": null,
"tradingName": null,
"tradingAddress": null,
"tradingAddress2": null,
"tradingCity": null,
"tradingCountry": null,
"tradingPostalCode": null,
"externalFinanceId": null,
"primaryContactId": "62aae52e99e9450001ec6841",
"tnAccountId": null,
"kybApprovalDate": null,
"description": null,
"websiteUrl": null,
"hasWebsite": false,
"cif": null,
"businessCode": null,
"citizenship": null,
"docIdType": null,
"docIdIssuedAt": null,
"docIdNumber": null,
"docIdCountry": null,
"docExpiryDate": null,
"address": "66 Hannah Path",
"address2": "66 Hannah Path",
"city": "New Greg",
"postalCode": "BS23 3YE",
"assetType": null
}
}
}
{
"type": "client-onboarding-status-changed",
"payload": {
"clientId": "62aae52e99e9450001ec6840",
"client": {
"id": "62aae52e99e9450001ec6840",
"externalId": null,
"externalAccountId": null,
"name": "Florence Lee",
"logo": null,
"viewAlertThirdParty": true,
"thirdParty": null,
"customerId": "TOQIO",
"superCustomerId": "TOQIO",
"legislationCountry": "GB",
"countryCode": "MK",
"clientType": "CONSUMER",
"kyxStatus": "COMPLETED",
"onboardingStatus": "PENDING_ACCOUNT", // status that will launch this webhook
"kybDocuments": [],
"status": "ONBOARDING",
"registrationDate": null,
"shareholders": [],
"directors": [
{
"id": "62aae52e99e9450001ec6841",
"alias": null,
"firstName": "Florence",
"lastName": "Lee",
"phoneNumber": "11111111111",
"phoneCountry": "GB",
"intnlPhoneNumber": "+111111111111",
"onboardedAt": null,
"documentType": null,
"documentNumber": null,
"documentExpirationDate": null,
"documentIssuerCountry": null,
"appointmentDate": null,
"tin": null,
"locale": "en-GB",
"pushEnabled": true,
"email": "[email protected]",
"onboardingStatus": "NOT_ONBOARDING",
"kycStatus": null,
"truNarrativeLink": null,
"birthDate": "1955-01-04T00:00:00.000+0000",
"address": "66 Hannah Path",
"address2": "66 Hannah Path",
"postalCode": "BS23 3YE",
"city": "New Greg",
"country": "MK"
}
],
"organisationType": null,
"complianceBlocksStatuses": null,
"subOrganisationType": null,
"tradingName": null,
"tradingAddress": null,
"tradingAddress2": null,
"tradingCity": null,
"tradingCountry": null,
"tradingPostalCode": null,
"externalFinanceId": null,
"primaryContactId": "62aae52e99e9450001ec6841",
"tnAccountId": null,
"kybApprovalDate": null,
"description": null,
"websiteUrl": null,
"hasWebsite": false,
"cif": null,
"businessCode": null,
"citizenship": null,
"docIdType": null,
"docIdIssuedAt": null,
"docIdNumber": null,
"docIdCountry": null,
"docExpiryDate": null,
"address": "66 Hannah Path",
"address2": "66 Hannah Path",
"city": "New Greg",
"postalCode": "BS23 3YE",
"assetType": null
}
}
}
{
"type": "user-invited",
"payload": {
"clientId": "6156ad18b23f3b0001f1378c",
"userId": "62aac9de99e9450001ec6772",
"user": {
"id": "62aac9de99e9450001ec6772",
"alias": null,
"firstName": "Eriberto",
"lastName": "AccountOwner2",
"phoneNumber": "1111111111",
"phoneCountry": "KE",
"intnlPhoneNumber": "+111111111111",
"onboardedAt": null,
"externalId": null,
"username": "62aac9de99e9450001ec6772",
"email": "[email protected]",
"address": null,
"postalCode": null,
"city": null,
"country": null,
"profileImage": null,
"enabled": false,
"firebase": null,
"locale": "en-GB",
"notificationSettings": {
"push": {
"enabled": true,
"pendingActions": true,
"suggestions": true
},
"email": false,
"commercial": false,
"thirdParties": false
},
"twoFactorAuthEnabled": false,
"onboardingStatus": "NOT_ONBOARDING",
"tncVersion": null,
"birthDate": "1934-01-30",
"balanceCurrency": null,
"idNumber": null,
"personalAccountCurrency": null,
"documentNumber": null,
"documentExpirationDate": null,
"documentIssuerCountry": null,
"documentType": null,
"appointmentDate": null,
"otpChannel": null,
"tin": null,
"enforceTwoFactorAuth": false
}
}
}
{
"type": "user-joined",
"payload": {
"clientId": "6156ad18b23f3b0001f1378c",
"userId": "62aac9de99e9450001ec6772",
"user": {
"id": "62aac9de99e9450001ec6772",
"alias": null,
"firstName": "Eriberto",
"lastName": "AccountOwner2",
"phoneNumber": "1111111111",
"phoneCountry": "KE",
"intnlPhoneNumber": "+111111111111",
"onboardedAt": null,
"externalId": null,
"username": "62aac9de99e9450001ec6772",
"email": "[email protected]",
"address": null,
"postalCode": null,
"city": null,
"country": null,
"profileImage": null,
"enabled": true,
"firebase": null,
"locale": "en-GB",
"notificationSettings": {
"push": {
"enabled": true,
"pendingActions": true,
"suggestions": true
},
"email": false,
"commercial": false,
"thirdParties": false
},
"twoFactorAuthEnabled": false,
"onboardingStatus": "COMPLETED",
"tncVersion": {
"version": "v1.3.11",
"dateUpdated": "2022-06-16T06:15:48.777+0000"
},
"birthDate": "1934-01-30",
"balanceCurrency": "GBP",
"idNumber": null,
"personalAccountCurrency": null,
"documentNumber": null,
"documentExpirationDate": null,
"documentIssuerCountry": null,
"documentType": null,
"appointmentDate": null,
"otpChannel": null,
"tin": null,
"enforceTwoFactorAuth": false
}
}
}
{
"type": "account-created",
"payload": {
"clientId": "5c348eb74cedfd000567a6bc",
"accountId": "6102eda5-b2b6-424c-a9c0-23bdb630116b",
"account": {
"id": "6102eda5-b2b6-424c-a9c0-23bdb630116b",
"accountId": "6102eda5-b2b6-424c-a9c0-23bdb630116b",
"alias": "API test account1",
"assetType": "GBP",
"assetSymbol": "£",
"assetFlag": "URL/asset_flags/GBP.png",
"iban": "GB41PAYR04005287049815",
"ukAccountNumber": "87049815",
"ukSortCode": "040052",
"bicSwiftForSEPA": "PAYRGB20XXX",
"bicSwiftForSWIFT": "PAYRGB20XXL",
"amount": 0,
"availableBalance": 0,
"totalBalance": 0,
"countryCode": null,
"holderName": "Hamlin McGill",
"holderAddress": "C/ Gran Via 39,-,-,ES",
"correspondentBank": "Barclays Bank PLC",
"correspondentBankAddress": "1 Churchill Place, London EC14 5HP",
"correspondentBankSWIFT": "BARCGB22",
"holderBank": "PAYRNET LIMITED",
"holderBankAddress": "138 HOLBORN WEWORK WATERHOUSE SQUARE UNIT 3",
"canCancelAccount": true,
"hasBillingPayment": false,
"totalExpenses": 0,
"status": "ACTIVATED"
},
"customerId": "TOQIO"
}
}
{
"type": "account-updated",
"payload": {
"clientId": "5c348eb74cedfd000567a6bc",
"accountId": "6102eda5-b2b6-424c-a9c0-23bdb630116b",
"account": {
"id": "6102eda5-b2b6-424c-a9c0-23bdb630116b",
"accountId": "6102eda5-b2b6-424c-a9c0-23bdb630116b",
"alias": "API test account1",
"assetType": "GBP",
"assetSymbol": "£",
"assetFlag": "URL/GBP.png",
"iban": "GB41PAYR04005287049815",
"ukAccountNumber": "87049815",
"ukSortCode": "040052",
"bicSwiftForSEPA": "PAYRGB20XXX",
"bicSwiftForSWIFT": "PAYRGB20XXL",
"amount": 0.0,
"availableBalance": 0.0,
"totalBalance": 0.0,
"countryCode": null,
"holderName": null,
"holderAddress": null,
"correspondentBank": null,
"correspondentBankAddress": null,
"correspondentBankSWIFT": null,
"holderBank": null,
"holderBankAddress": null,
"canCancelAccount": true,
"hasBillingPayment": false,
"totalExpenses": 0.0,
"status": "CANCELLED"
},
"customerId": "TOQIO"
}
}
{
"type": "beneficiary-created",
"payload": {
"clientId": "5c348eb74cedfd000567a6bc",
"beneficiary": {
"id": "6102f49c46e0fb000147637f",
"createdAt": "2021-07-29T18:34:04.864+0000",
"type": "PERSON",
"iban": "ES1820381235091952437446",
"bicSwift": "CAHMESMMXXX",
"assetType": "EUR",
"name": null,
"firstName": "Nany",
"lastName": "Beneficiary",
"addressStreet": "Calle Mirto",
"addressPostalCode": "28231",
"addressCity": "Madrid",
"addressIsoCountry": "ES",
"companyId": "5c348eb74cedfd000567a6bc",
"bankCountry": "ES",
"bank": "BANKIA, S.A.",
"fullName": "Nany Beneficiary"
},
"customerId": "TOQIO",
"beneficiaryId": "6102f49c46e0fb000147637f"
}
}
{
"type": "beneficiary-updated",
"payload": {
"clientId": "5c348eb74cedfd000567a6bc",
"beneficiary": {
"id": "6102f49c46e0fb000147637f",
"createdAt": "2021-07-29T18:34:04.864+0000",
"type": "PERSON",
"ukAccountNumber": "31510604",
"ukSortCode": "100000",
"iban": "GB24BKEN10000031510604",
"bicSwift": "BKENGB33XXX",
"assetType": "GBP",
"name": null,
"firstName": "Danis",
"lastName": "Account",
"addressStreet": "Calle Mirto",
"addressPostalCode": "28231",
"addressCity": "Madrid",
"addressIsoCountry": "ES",
"companyId": "5c348eb74cedfd000567a6bc",
"bankCountry": "GB",
"bank": "BANK OF ENGLAND",
"fullName": "Danis Account"
},
"customerId": "TOQIO",
"beneficiaryId": "6102f49c46e0fb000147637f"
}
}
{
"type": "beneficiary-deleted",
"payload": {
"clientId": "5c348eb74cedfd000567a6bc",
"beneficiary": {
"id": "6102f49c46e0fb000147637f",
"createdAt": "2021-07-29T18:34:04.864+0000",
"type": "PERSON",
"ukAccountNumber": "31510604",
"ukSortCode": "100000",
"iban": "GB24BKEN10000031510604",
"bicSwift": "BKENGB33XXX",
"assetType": "GBP",
"name": null,
"firstName": "Danis",
"lastName": "Account",
"addressStreet": "Calle Mirto",
"addressPostalCode": "28231",
"addressCity": "Madrid",
"addressIsoCountry": "ES",
"companyId": "5c348eb74cedfd000567a6bc",
"bankCountry": "GB",
"bank": "BANK OF ENGLAND",
"fullName": "Danis Account"
},
"customerId": "TOQIO",
"beneficiaryId": "6102f49c46e0fb000147637f"
}
}
{
"type": "card-created",
"payload": {
"clientId": "5e3befdfac8b8e96a4f0972e",
"userId": "5e3bf029ac8b8e96a4f0972f",
"cardId": "25035309-8769-6782-1715--00414653514",
"card": {
"id": "25035309-8769-6782-1715--00414653514",
"name": "Mehmet Buyukertas",
"alias": "My Card 132",
"createdAt": "2022-06-16T07:00:24.535+0000",
"profileImage": "URL/5e3bf029ac8b8e96a4f0972f.JPG",
"status": "ACTIVATING",
"product": "DEBIT",
"userId": "5e3bf029ac8b8e96a4f0972f",
"type": "VIRTUAL",
"cancelled": false,
"freezeReason": null,
"provider": "RAILSBANK",
"design": {
"cvv": {
"minX": 232,
"minY": 208,
"maxX": 275,
"maxY": 226
},
"expiration": {
"minX": 40,
"minY": 215,
"maxX": 115,
"maxY": 230
},
"cardNumber": {
"minX": 40,
"minY": 155,
"maxX": 340,
"maxY": 180
},
"token": {
"minX": 40,
"minY": 280,
"maxX": 170,
"maxY": 300
},
"nameOnCard": null,
"templateUrl": "URL/lum.png",
"textColor": null
},
"nameOnCard": "Kelly Kinyua",
"truncatedPan": "2564",
"expiryDate": "06/23",
"account": {
"id": "6139c1f7-745f-494c-8172-b538e0f16c72",
"alias": "Delete Two",
"type": null,
"assetType": "GBP",
"assetSymbol": "£",
"assetFlag": "URL/GBP.svg",
"iban": "GB58PAYR04005293026358",
"bicSwift": "PAYRGB20XXX",
"ukAccountNumber": "93026358",
"ukSortCode": "040052",
"accountLine": null
},
"cardDeliveryAddress": null,
"cardDeliveryMethodEnum": null,
"cardProgramme": null,
"cardDesign": "1.0",
"cardLimitDaily": 100000,
"cardLimitMonthly": 250000,
"cardLimitTransaction": 100000,
"token": "123456789"
},
"customerId": "TOQIO"
}
}
{
"type": "card-suspended",
"payload": {
"clientId": "61e2240a0459560001d687f6",
"userId": "61e9451e0453560001d68812",
"cardId": "62a3518e-023a-43a6-922a-00e58e08f909",
"card": {
"id": "62a3518e-023a-43a6-922a-00e58e08f909",
"name": "Matthew Stephens",
"alias": "My Card 27",
"createdAt": "2022-06-10T14:17:51.293+0000",
"profileImage": "url/profile_images/61e9451e04259560001d68812.png",
"status": "ACTIVE",
"product": "DEBIT",
"userId": "61e9451e0453560001d68812",
"type": "VIRTUAL",
"cancelled": false,
"freezeReason": "CARD_CANCELLED",
"provider": "MEA",
"design": {
"cvv": {
"minX": 173,
"minY": 260,
"maxX": 204,
"maxY": 276
},
"expiration": {
"minX": 37,
"minY": 260,
"maxX": 88,
"maxY": 276
},
"cardNumber": {
"minX": 37,
"minY": 174,
"maxX": 334,
"maxY": 203
},
"token": {
"minX": 40,
"minY": 280,
"maxX": 170,
"maxY": 300
},
"nameOnCard": {
"minX": 37,
"minY": 210,
"maxX": 220,
"maxY": 228
},
"templateUrl": "url/customer_cards/card_toqio_business.png",
"textColor": "#FFFFFF"
},
"nameOnCard": "Matthew Stephens",
"truncatedPan": "1642",
"expiryDate": "04/25",
"account": {
"id": "61e94446-6ae5-4f41-aebb-218583a2a10c",
"alias": "Demo Account UK",
"type": null,
"assetType": "GBP",
"assetSymbol": "£",
"assetFlag": "url/asset_flags/GBP.svg",
"iban": "GB96PAYR04005397481552",
"bicSwift": "PAYRGB2LXXX",
"ukAccountNumber": "98381552",
"ukSortCode": "040053",
"accountLine": null
},
"cardDeliveryAddress": null,
"cardDeliveryMethodEnum": null,
"cardProgramme": "Toqio-MVP-Corporate-GBP-Virtual-UK",
"cardDesign": "CorporateMVP",
"cardLimitDaily": 100000,
"cardLimitMonthly": 250000,
"cardLimitTransaction": 100000,
"token": "138776498"
},
"customerId": "DEMOTOQIO"
}
}
{
"type": "card-closed",
"payload": {
"clientId": "61e2240a0459560001d687f6",
"userId": "61e9451e0453560001d68812",
"cardId": "62a3518e-023a-43a6-922a-00e58e08f909",
"card": {
"id": "62a3518e-023a-43a6-922a-00e58e08f909",
"name": "Matthew Stephens",
"alias": "My Card 27",
"createdAt": "2022-06-10T14:17:51.293+0000",
"profileImage": "url/profile_images/61e9451e04259560001d68812.png",
"status": "ACTIVE",
"product": "DEBIT",
"userId": "61e9451e0453560001d68812",
"type": "VIRTUAL",
"cancelled": false,
"freezeReason": "CARD_CANCELLED",
"provider": "MEA",
"design": {
"cvv": {
"minX": 173,
"minY": 260,
"maxX": 204,
"maxY": 276
},
"expiration": {
"minX": 37,
"minY": 260,
"maxX": 88,
"maxY": 276
},
"cardNumber": {
"minX": 37,
"minY": 174,
"maxX": 334,
"maxY": 203
},
"token": {
"minX": 40,
"minY": 280,
"maxX": 170,
"maxY": 300
},
"nameOnCard": {
"minX": 37,
"minY": 210,
"maxX": 220,
"maxY": 228
},
"templateUrl": "url/customer_cards/card_toqio_business.png",
"textColor": "#FFFFFF"
},
"nameOnCard": "Matthew Stephens",
"truncatedPan": "1642",
"expiryDate": "04/25",
"account": {
"id": "61e94446-6ae5-4f41-aebb-218583a2a10c",
"alias": "Demo Account UK",
"type": null,
"assetType": "GBP",
"assetSymbol": "£",
"assetFlag": "url/asset_flags/GBP.svg",
"iban": "GB96PAYR04005397481552",
"bicSwift": "PAYRGB2LXXX",
"ukAccountNumber": "98381552",
"ukSortCode": "040053",
"accountLine": null
},
"cardDeliveryAddress": null,
"cardDeliveryMethodEnum": null,
"cardProgramme": "Toqio-MVP-Corporate-GBP-Virtual-UK",
"cardDesign": "CorporateMVP",
"cardLimitDaily": 100000,
"cardLimitMonthly": 250000,
"cardLimitTransaction": 100000,
"token": "138776498"
},
"customerId": "DEMOTOQIO"
}
}
{
"type": "transaction-accepted",
"payload": {
"transactionId": "62b03d177f1d6100018d6bb9",
"accountId": "61dd906d-0ed0-4d5b-aefc-7fb6cb5a2c2d",
"clientId": "61dcb9f2cdc3100001e65d52",
"transaction": {
"id": "62b03d177f1d6100018d6bb9",
"transactionNumber": "62b03d11-99a7-4227-9093-a295cd278f8d",
"txTitle": null,
"invoice": false,
"invoices": [],
"address": "Edinburgh example address ",
"lat": 0,
"lng": 0,
"currency": "EUR",
"baseCurrency": "EUR",
"total": 15.71,
"baseTotal": 15.71,
"totalWithoutVat": 15.71,
"date": "2022-06-20T09:25:37.504+0000",
"executionDate": "2022-06-20T09:26:21.641+0000",
"localDate": "2022-06-20T09:25:37.504",
"timeZone": "+00:00",
"status": "ACCEPTED",
"type": "PAYMENT",
"group": "OUTBOUND",
"payType": "OUTBOUND_BANK_TRANSFER",
"card": null,
"description": null,
"categoryCode": "uncategorised",
"categoryLabel": {
"es": "Sin categorizar",
"en": "Uncategorised",
"de": "Nicht kategorisiert",
"it": "Non categorizzato",
"zh": "未分類"
},
"vatPercentage": 0,
"billable": false,
"isBaseTotalEdited": null,
"files": [],
"tags": [],
"unreadComment": 0,
"hasComments": false,
"userName": "Roy Iwaniec",
"userId": "61dcb9f2cdc2200001e65d53",
"profileImage": null,
"concept": "Cables for Mac Monitors",
"sourceAccount": {
"id": "61dd906d-0ed0-4d5b-aefc-7fb6cb5a2c2d",
"type": "EUR",
"name": "Toqio",
"fullName": "Toqio",
"iban": "EE387777000098863014",
"bicSwift": "LHVBEE22",
"ukAccountNumber": null,
"ukSortCode": null,
"addressStreet": "example street",
"addressPostalCode": "9000-048",
"addressCity": "Funchal",
"addressIsoCountry": "GB",
"accountAlias": "TOQIO ACCOUNT",
"accountNumber": null,
"caRoutingNumber": null,
"routingNumber": null,
"bsbCode": null
},
"manualTransaction": false,
"sourceAccountType": "BI",
"sourceAccountInfo": "LHVBEE22 / EE387777000098863014",
"destinationAccountType": null,
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