⚙️To be set up in the Integration you will be building for a Lending Provider
LendingRequest Object BODY PARAMETERS:
submissionDate
lendingRequestId
productType
customerId
used in the Toqio system to identify a CustomermerchantId
used in the Toqio system to identify a MerchantproviderName
name of the Lending Providerstatus
A status received from the Lending Provider. It should be mapped to the statuses in Toqio system:- Created
- Submitted
- Approved
- Offer Provided
- Rejected
- More Information required
- Cancelled
- Expired
loanAmount
the amount merchant applies for - set range from EUR 1,000 - 120,000loanPurpose
identifies the purpose of the lendingRequest applicationloanMaturity
the duration of loan merchant applies for - set range from 3-24 months - APPLICABLE FOR “SHORT_TERM_LOAN” ONLYAccount Object
bank account associated with this loan to which lender will send fundsPOS Object
POS associated with this loan from which daily sales sweep will be taken-APPLICABLE FOR “CASH_ADVANCE” ONLYmerchantSales
object a document upload with monthly sales reports of the Merchant-APPLICABLE FOR “CASH_ADVANCE” ONLYloanCurrencyISOCode
creditCheckPermission
identifies if merchant grants permission to the Lending Provider to run credit checks - set yes/nodataPrivacyConsent
identifies if merchant accept data privacy policy of the Lending Provider - set yes/nocompanyName
- autopopulated using Merchant’s data from Toqio DBcountryISOCode
- autopopulated using Merchant’s data from Toqio DBkeyContactName
- autopopulated using Merchant’s data from Toqio DBcompanyType
- autopopulated using Merchant’s data from Toqio DBregisteredAddress
- autopopulated using Merchant’s data from Toqio DBcontactPhoneNumber
- autopopulated using Merchant’s data from Toqio DBcontactEmailAddress
- autopopulated using Merchant’s data from Toqio DBmonthsTrading
the number of months the merchant has been trading (optional)additionalInfo
text field any additional lendingRequest data not already covered (optional)