The Merchant has to be created on the Lending Provider side.
Merchant Object:
- merchantId used in the Toqio system to identify a Merchant
- thirdPartyMerchantId used to identify a Merchant in the Lender Provider’s system
- customerId used in the Toqio system to identify a Customer
- clientType used in the Toqio system to identify a type of the Client (for example, business)